• Yearly guaranteed cash payout¹
• More earnings over time²
• 100% Capital return³
• Choose your policy duration⁴

Important Notes

¹Yearly Income will be payable at the end of every policy year starting from the end of the Accumulation Period, less any amount owing to Singapore Life Ltd., as long as the Life Assured is alive and while the policy is in force. The Yearly Income consists of:

a) Guaranteed Cash Benefit at 1.20% of the Sum Assured; and

b) Cash Bonus (non-guaranteed), if any, at 4.40%^ or 2.40%^ of the Sum Assured.

^Cash Bonus rates indicated above are based on illustrated investment rates of return of 4.25% and 3.00% per annum respectively as illustrated in the Policy Illustration. Please refer to the Policy Illustration for more details. Note: Accumulation Period refers to the period from the end of the premium payment term until the first payment of Yearly Income. The Sum Assured is used to determine the Guaranteed Cash Benefit, Cash Bonus (non-guaranteed) and Booster Bonus (non-guaranteed) payable and is not the Death Benefit.

²The Booster Bonus is non-guaranteed and at 0.35% or 0.20% of the Sum Assured. It will be payable every policy year starting from the Policy Anniversary immediately following:

a) the date on which the Life Assured attains age 60; or

b) the end of the 20th policy year after the Accumulation Period ends, whichever is later, as long as the Life Assured is alive and while the policy is in force. Booster Bonus rates indicated above are based on illustrated investment rates of return of 4.25% and 3.00% per annum respectively as illustrated in the Policy Illustration. Please refer to the Policy Illustration for more details

³The Guaranteed Cash Surrender Value is equivalent to Total Premiums Paid for the basic plan as at the end of the Accumulation Period or the end of:

a) 8th policy year for policy with Single Premium payment term;

b) 13th policy year for policy with 3 years premium payment term;

c) 15th policy year for policy with 5, 10 or 15 years premium payment term; or

d) 25th policy year for policy with 20 or 25 years premium payment term; whichever is earlier, subject to policy terms and conditions. The Guaranteed Cash Surrender Value will increase at

0.25% per annum (compounded) from the 5th policy year after the end of the Accumulation Period.

⁴The sum of your entry age (in years) and your preferred premium payment term must not exceed 75 years. You can choose to pay premiums in a single lump sum (single premium) or over 3, 5, 10, 15, 20 or 25 years. There is a minimum Accumulation Period depending on your choice of premium payment term. The latest you can start receiving your Yearly Income is at 80 years old. Please refer to the Product Summary for more details. For policy funded by Supplementary Retirement Scheme (SRS) monies, the policyholder must be the Life Assured covered under the policy. The withdrawn Yearly Income and Booster Bonus (if any) will be credited back to the SRS account as per prevailing SRS guidelines

 The terms and conditions above are not exhaustive. Please refer to the Product Summary for more details

Disclaimer

Buying a life insurance policy can be a long-term commitment. An early termination of the policy usually involves high costs, and the surrender value payable may be less than the total premiums paid. You may wish to seek advice from a financial adviser before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser, you should consider whether the product in question is suitable for you

This document is published for information and general circulation only and does not take into account the specific investment objectives, financial situation and particular needs of any specific person. Investors may wish to seek advice from a financial adviser before making a commitment to purchase the insurance product. In the event that an investor chooses not to seek advice from a financial adviser, the investor should consider whether the insurance product in question is suitable for him.

No representation or warranty whatsoever (including without limitation any representation or warranty as to accuracy, usefulness, adequacy, timeliness or completeness) in respect of any information (including without limitation any statement, figures, opinion, view or estimate) provided herein is given by SBI and it should not be relied upon as such. SBI shall not be responsible or liable for any loss or damage whatsoever arising directly or indirectly howsoever in connection with or as a result of any person acting on any information provided herein.

Information is correct as of 23 June 2022